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These are all very fuel efficient small cars, but if you need something else you will need to go with used cars. Your thousand dollars could even be enough to buy some cars. The thing about used cars for under $1000 is ...From $500 Down* Car Lots Around Surprise. We know that drivers appreciate convenience and ease when going through the car-buying process. With eight $500 down* car lots around the Surprise area, Cactus Jack's Auto makes it easier than ever to find a dealership that sells cars for $500 down* with no credit check.Many of the new and used vehicles in TN with a low down payment make it possible for people across Tennessee to get a car loan with 500 dollars down. By simply having $500 down for a car, you are able to have almost 10% down for a vehicle under $5,000 in Tennessee. 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